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- What is pay by bank?
- New! Our Top 3:
- How to deposit with pay by bank
- Withdrawals with pay by bank
- Is pay by bank safe?
- Pay by bank and casino bonuses
- Pros and cons of pay by bank
- Pay by bank vs debit cards
- Pay by bank vs Trustly
- Pay by bank vs traditional bank transfer
- Which banks support pay by bank?
- Who is pay by bank best for?
- Pay by bank and responsible gambling
- Tips for using pay by bank
Pay by bank is one of the fastest-growing payment methods at UK casinos. Instead of typing in card details, you choose your bank, approve the payment in your banking app and the money moves straight from your current account to the casino. Withdrawals can be just as quick, often landing in your bank account within minutes of approval. In this guide we explain how pay by bank works, why it is so fast, how safe it is and what to look out for.
What is pay by bank?
New! Our Top 3:
18+ · New UK players only · T&Cs apply. 100% up to £1.500 + 250 Free Spins Please gamble responsibly · BeGambleAware.org
18+ · New UK players only · T&Cs apply. 100% up to £1.500 + 300 Free Spins Please gamble responsibly · BeGambleAware.org
18+ · New UK players only · T&Cs apply. 100% up to £300 + 200 Free Spins Please gamble responsibly · BeGambleAware.org
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Pay by bank uses open banking, a UK system that lets regulated payment providers start a payment directly from your bank account with your permission. You never share your card number or banking password with the casino or the provider. Instead, you log in to your own bank, usually through its app, and approve the payment there. The money is then sent through the Faster Payments system, so it arrives almost immediately.
Several regulated providers offer pay by bank to casinos, including Trustly, which is one of the best-known names in the gambling sector. You may see the option in the cashier as pay by bank, instant bank transfer, open banking or under the provider’s name.
18+ · New UK players only · T&Cs apply. 100% up to £1.500 + 250 Free Spins Please gamble responsibly · BeGambleAware.org
18+ · New UK players only · T&Cs apply. 100% up to £1.500 + 300 Free Spins Please gamble responsibly · BeGambleAware.org
18+ · New UK players only · T&Cs apply. 100% up to £300 + 200 Free Spins Please gamble responsibly · BeGambleAware.org
18+. New customers only. Promo code WHV200. Stake £10 on slots to receive 200 free spins on Big Bass Splash. 10x wagering on winnings, spins valid 72 hours, max. winnings £30. Payment method exclusions apply. BeGambleAware.org
18+. New UK customers only. Deposit £10 within 7 days of registering and wager it once on eligible games within 7 days. 50 x £0.10 spins on Big Bass Splash, no wagering on winnings, spins expire after 3 days. Full T&Cs apply. BeGambleAware.org
No casinos match this filter yet.
How to deposit with pay by bank
- Open the casino cashier and choose pay by bank or instant bank transfer.
- Enter the amount you want to deposit.
- Select your bank from the list.
- You are sent to your banking app or website, where you log in and approve the payment.
- You return to the casino, and the deposit is added to your balance within seconds.
Because the payment comes straight from your account, the casino can also confirm that the account is in your name. At many casinos this speeds up identity checks and makes withdrawals smoother.
Withdrawals with pay by bank
Fast withdrawals are the main reason players choose pay by bank. Once a casino has approved your withdrawal, it can send the money directly to the same bank account through Faster Payments. At casinos with an efficient payout process, the money can be in your account within minutes.
| Feature | Pay by bank |
|---|---|
| Deposit speed | Instant |
| Withdrawal speed | Often within minutes to hours after approval |
| Account needed | Only your normal UK bank account |
| Card details shared | No |
| Fees | Usually none |
| Bonuses | Usually eligible, but check the terms |
For a list of casinos that pay out quickly, see our guide to fast withdrawal casinos.
Is pay by bank safe?
Pay by bank is one of the safest ways to pay online. Every payment is approved inside your own banking app, using the security your bank already has in place, such as biometrics or a passcode. The casino never receives your card details or banking login. Payment providers that offer open banking must be authorised and regulated by the Financial Conduct Authority. Always check that you are logging in to your real banking app and never share your login details with anyone.
Pay by bank and casino bonuses
Pay by bank deposits are usually eligible for welcome bonuses and other promotions, unlike some e-wallets. As always, check the payment terms of the offer before you deposit. Since 19 January 2026, wagering on UK casino bonuses is capped at 10x. Compare offers on our welcome bonus page.
Pros and cons of pay by bank
| Pros | Cons |
|---|---|
| Instant deposits and fast withdrawals | Not every casino offers it yet |
| No card details or extra account needed | Not every bank is supported by every provider |
| Payments approved in your own banking app | Gambling payments appear on your bank statement |
| Easier identity checks at many casinos | Requires access to online or app banking |
Pay by bank vs debit cards
Both pay by bank and debit cards take money directly from your current account, but they work differently. With a card, you share your card details with the casino and withdrawals may take a few days if the casino does not use fast card payouts. With pay by bank, you approve each payment in your banking app and withdrawals often arrive within minutes. Cards are still accepted at more casinos, so many players keep both options available. Read our guide to debit card casinos for more.
Pay by bank vs Trustly
Trustly is one of the providers behind pay by bank at UK casinos. Some casinos show Trustly by name, while others show a general pay by bank option that may use Trustly or another provider. For you as a player, the experience is very similar. Read our full guide to Trustly casinos for more detail on this provider.
Pay by bank vs traditional bank transfer
A traditional bank transfer means entering the casino’s bank details yourself and waiting for the payment to be matched to your account. Pay by bank does all of that automatically, so deposits are instant and there is no risk of typing the wrong reference. For large withdrawals, some casinos still use regular bank transfers. See our guide to bank transfer casinos.
Which banks support pay by bank?
Pay by bank works with almost all major UK banks and building societies, as well as many app-based banks. The exact list depends on the payment provider the casino uses. If your bank does not appear in the list, you can usually choose another payment method or contact the casino’s support team to check which banks are supported.
Who is pay by bank best for?
Pay by bank suits players who want fast withdrawals without opening an e-wallet, and who are comfortable approving payments in their banking app. It is a natural choice for players who already bank on their phone and want deposits and payouts to go through the same account. It is less suitable if you prefer to keep gambling off your bank statement, in which case a prepaid option or an e-wallet may be a better fit.
Pay by bank and responsible gambling
Because deposits come directly from your current account, it is important to keep an eye on your spending. Set deposit limits at your casino, use reality checks and consider switching on the gambling block that many UK banks offer in their app. Some banks apply the block to open banking payments as well as card payments. For a complete break from gambling, self-exclusion through GamStop blocks all UK-licensed casinos.
Tips for using pay by bank
- Use your own account: the bank account must be in the same name as your casino account.
- Keep your banking app updated: you approve every payment there.
- Use the same method for withdrawals: paying out to the same account is usually fastest.
- Check bonus terms: pay by bank is usually eligible, but always confirm.
- Set limits: use casino deposit limits and your bank’s gambling controls.
Pay by bank is an open banking payment. You approve the payment in your own banking app, and the money moves straight from your account to the casino.
After the casino has approved the withdrawal, pay by bank payouts often arrive within minutes to a few hours.
Yes. You approve every payment in your own banking app, the casino never sees your card details, and providers must be regulated by the Financial Conduct Authority.
Trustly is one of the providers that offers pay by bank. Some casinos show Trustly by name, others a general pay by bank option.
Usually yes. Pay by bank deposits are generally eligible for welcome offers, but always check the terms.
Play responsibly. Set a budget before you start and never gamble with money you cannot afford to lose. For free and confidential support, visit BeGambleAware.org. 18+ only.